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5 benefits of funeral expense insurance for seniors

The average cost of burials and funerals in the country can range between $7,000 and $12,000. This cost includes viewing, service fees, burial casket, transport, and other preparations. Cremation may cost between $6,000 to $7,000. This is why individuals, including seniors, could consider signing up for funeral expense insurance that could help cover most costs at a specific premium. This article explores five benefits of purchasing funeral coverage for seniors.

Lowered stress
Losing a family member can be stressful for anyone. During this period, one might not be able to handle the complications associated with planning the funeral. In such situations, funeral expense insurance could help loved ones feel less stressed as it covers most of the costs associated with the service. Doing so will allow family members to pay full attention to other elements of the funeral without worrying about the money.

Assured financial security
A funeral expense insurance policy provides financial security to the loved ones of the deceased. The coverage helps ease the strain of factors associated with burial, cremation, and other funeral expenses so that the deceased’s family does not have to worry about the expenses. The family members can focus on other things about the funeral and rest assured that the associated insurance firm covers the expenses of the funeral.

Transportation cover
Funeral expense insurance could be helpful for seniors who are always on the move, such as moving from one state to the next. For instance, if one passes away in another city or state, the coverage may cover the cost of transporting the deceased back to their desired place of eternal rest. However, some insurance companies may cover transportation up to a certain distance from the registered residence. So, one should always check with the insurance company before signing up. One could also check if the insurance offers international coverage.

Records last wishes
Sometimes, the family of a deceased individual is unaware of their last wishes. This could make handling the funeral process quite stressful. Here’s where signing up for funeral expense insurance coverage could be helpful. When seniors sign up for funeral expense insurance, they can record their last wishes well in advance. With the coverage in place, family members can rest assured that everything associated with the funeral is as the deceased member desired.

Protection against inflation
The cost of any funeral service usually rises each year, including funerals. While one might have savings set aside to cover the cost of their final rights, it may not be enough to cover the current cost of the service. Therefore, the individual might benefit from taking funeral expense insurance coverage. While one might need to pay a specific monthly premium for the policy, it could help lock the costs of services associated with the funeral following their demise. Therefore, the price will typically be the same as what they initially agreed to, even if it costs much more at the time of the service.

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